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Costs & Money

UK Living Costs for Students 2027: City by City

London eats your money alive. Outside London is better but still expensive. Here's what you'll actually spend, city by city, and what the visa makes you prove.

Living Costs: What You Need to Know

London costs about £1,300–2,000 a month; outside London, £900–1,300. Below: what each city really costs, what the Student visa makes you prove, and where the money goes.

Monthly Costs City by City

CityRent (room in shared flat)FoodTransportPhone/InternetSocialMonthly totalPer year
London£1,200£300£150£20£200£1,870£22,440
Manchester£750£250£80£20£150£1,250£15,000
Edinburgh£800£260£70£20£140£1,290£15,480
Birmingham£700£240£75£20£130£1,165£13,980
Leeds£650£230£65£20£120£1,085£13,020
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Typical student budgets per month. A studio or purpose-built en-suite costs more — see Accommodation.

Visa Financial Proof Requirements

Visa guide →

To get a UK Student visa you must prove you have enough money. The current UKVI amounts:

£1,529/month
London: £13,761 for 9 months
£1,171/month
Outside London: £10,539 for 9 months

This is on top of your remaining tuition fees. The money must have been in your account for 28 consecutive days, ending within 31 days of your application. (These amounts went up from £1,483 and £1,136.)

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Where Your Money Goes: The Rent Problem

Rent eats 35–50% of a typical monthly budget — in London it's closer to 60%. Here's a typical breakdown:

Rent
45%
Food
20%
Transport
10%
Bills & phone
10%
Everything else
15%
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