Taiwan Scholarship Benefits 2027
Exact stipend figures, tuition coverage limits, what TaiwanICDF includes that MOE does not, and the costs you will always pay yourself regardless of which scholarship you hold.
The MOE monthly stipend covers living costs, not tuition. Tuition is handled separately, with a cap of NTD 40,000 per semester. If your program costs more — and many do — you pay the difference yourself. This surprises a lot of first-year scholarship holders.
MOE Taiwan Scholarship — What It Covers
The MOE Taiwan Scholarship is made up of two separate parts that operate independently. The monthly living stipend is paid to you by your university each month. The tuition assistance goes to your university, but only up to a fixed ceiling.
The bachelor's stipend is paid monthly for the full duration of your undergraduate program; from the 2026 academic year, bachelor's stipends run until 30 June of your graduation year. The graduate stipend is the same regardless of field or institution. For tuition, MOE pays up to NTD 40,000 per semester of approved tuition and basic study fees directly to your university. Any tuition above this is your responsibility. Some universities give Taiwan Scholarship holders a discount on the excess — MOE publishes a list of them.
Duration limits
The MOE scholarship has a per-degree duration and a lifetime cap. The scholarship year runs from 1 September to 31 August.
- Bachelor's: up to 4 years (8 semesters)
- Master's: up to 2 years (4 semesters)
- PhD: up to 4 years (8 semesters)
- Lifetime maximum: 5 years in total as a Taiwan Scholarship recipient
If you held the MOE scholarship for 2 years for a master's degree, then apply again for a PhD, you only have 3 years of support available — not a fresh 4 years. Every year you have already held a Taiwan Scholarship counts toward this 5-year total.
What MOE does NOT cover
- Accommodation — you arrange and pay for housing yourself (university dormitories or off-campus).
- Airfare — no flight reimbursement.
- Health insurance — you buy private medical and student accident insurance until you qualify for Taiwan's National Health Insurance (NHI), then enroll in NHI; the premiums are yours to pay.
- Fees outside "tuition and miscellaneous" — administration fees, thesis supervision fees, insurance, accommodation and internet costs are all on you.
- Living expenses above the stipend — the NTD 15K–20K stipend is the entirety of the living allowance.
- Tuition above NTD 40,000 per semester — you top this up yourself.
- Language preparatory programs — if you need a Mandarin language year before your degree, this is typically at your own cost under MOE.
TaiwanICDF Scholarship — What It Covers
The TaiwanICDF scholarship is noticeably more comprehensive than MOE. It is a genuinely full package, and it handles significantly more logistics on your behalf.
The monthly allowance for food and living expenses is deposited into your local bank account throughout your program. Beyond it, TaiwanICDF covers several items that MOE leaves to the student:
- Full tuition and credit fees — no cap. TaiwanICDF covers the tuition and credit fees your university requires. There is no NTD 40K ceiling. If your program costs NTD 80K per semester, ICDF covers it entirely.
- Student dormitory housing. Housing is part of the package, and all recipients must live in the student dormitories.
- Round-trip airfare (economy class). TaiwanICDF arranges your most direct economy flights to Taiwan at the start and home at the end of your scholarship.
- Insurance. On top of the mandatory MOE student safety insurance, accident and medical cover is paid for the entire program.
- Textbooks. Books required by your instructors are covered, subject to approval by your institute's director.
The comprehensive funding comes with a significant trade-off: you can only study one of the pre-specified programs at TaiwanICDF's partner universities (32 programs at 20 universities in the 2026 guidebook). You cannot apply for an ICDF scholarship and then choose NTU or another university on your own — the program and institution are set by ICDF's list. Extensions are not allowed either.
Huayu Enrichment Scholarship (HES) — What It Covers
The Huayu HES is simpler than the degree scholarships. It is a language stipend, not a degree package.
Since summer 2025 the HES pays NTD 28,000 a month, from the month your course begins. Duration options are a 2-month summer course or 3, 6, 9 or 12 months, and the period cannot be interrupted. The stipend is all you receive — no tuition coverage, no accommodation, no flights.
Mandarin language centers charge their own fees, and you pay those directly. The monthly stipend is meant to cover your living expenses while you study Mandarin full time, with at least 15 hours of required classes a week.
Side-by-Side: What Each Scholarship Actually Pays
| Benefit | MOE | ICDF | HES |
|---|---|---|---|
| Monthly stipend | NTD 15K–20K | NTD 15K–20K | NTD 28K |
| Tuition | Up to NTD 40K/semester | Full tuition (no cap) | Not included |
| Accommodation | Not covered | Dormitory provided | Not covered |
| Airfare | Not covered | Round-trip economy | Not covered |
| Health insurance | You pay (private, then NHI) | Covered for the program | You pay |
| University choice | Your choice | Fixed partner universities | Your choice of MOE-approved language center |
| Program level | Bachelor's / Master's / PhD | Master's / PhD (bachelor's for allies) | Language only |
One Thing That Catches People Off Guard
The stipend is paid in New Taiwan Dollars, so the exchange rate matters. At an illustrative rate of about USD 1 = NTD 32, the NTD 20,000 monthly graduate stipend equals roughly USD 630. This is workable for Taiwan's cost of living — by our estimates a shared room in Taipei runs NTD 7,000–12,000 per month, and campus canteen meals cost about NTD 60–120 — but it leaves very little margin if you are also covering tuition overages.
Consider universities outside Taipei — in Hsinchu, Taichung, Tainan or Kaohsiung — where rent is significantly lower and the stipend stretches further. NTU and other Taipei schools are prestigious choices, but by our estimates a private room in Taipei can take half or more of a NTD 20,000 stipend on its own.
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