ScholarshipUnionScholarshipUnion Guides
Updated Oct 6, 2026 Official site
Guide
Overview5m Top Cities2m
Money & housing
Cost of Living2m Accommodation2m
Life in the USA
Student Life3m
Money & housing

Student Accommodation in the United States

Compare US housing types and rents by city, spot rental scams before you pay, and work out your real move-in costs.

Housing Types

There are four main ways international students live in the US. Prices are typical monthly ranges (ScholarshipUnion estimates).

On-Campus Dorm
$800–1,500/mo
  • Often guaranteed for first-years
  • Meal plan
  • Walking to class
  • Expensive
  • Shared rooms
  • Strict rules
Off-Campus Apartment
$600–2,500/mo
  • Freedom
  • Choose your location
  • You can cook
  • Need credit history
  • Lease commitment
  • Utilities extra
Sublease
$500–2,000/mo
  • Flexible
  • Furnished
  • No credit check
  • Less protection
  • Quality varies
  • Harder to find
Homestay
$600–1,200/mo
  • Meals included
  • Cultural immersion
  • Furnished
  • Less freedom
  • House rules
  • May be far from campus
Advertisement

Off-campus landlords usually check your credit history, which new arrivals don’t have — so many students start in a dorm or sublease for the first year, then move into an apartment once they have a US bank account and some credit.

Scam Checklist

Tick anything that applies to a listing you are considering. Two or more flags means walk away.

All clear

All clear so far — keep checking before you pay.

Rent by City

Typical monthly rent for a student in the main US study cities (ScholarshipUnion estimates).

Advertisement
New York
$2,200/mo
San Francisco
$2,000/mo
Boston
$1,800/mo
Los Angeles
$1,600/mo
Washington DC
$1,500/mo
Seattle
$1,400/mo
Chicago
$1,200/mo
Austin
$1,100/mo

See Top Cities for full rent ranges and what each city is like.

Move-in Costs

For an off-campus apartment at about $1,200 a month, expect to pay this upfront:

$1,200
Security deposit
$2,400
First + last month
$15/mo
Renters insurance
$3,615
Total to move in

Example figures (estimates). Deposit rules and limits are set by each state, so check your lease and local law.

More USA Guides

Advertisement